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2011-2012 ACC Bowl Schedule Released, But Mostly Just 2011

The ACC has a conditional agreement with the Kraft Fight Hunger Bowl, but this year the bowl's primary conference tie-ins are the Pac 12 and Army.

That's a total of seven or eight ACC bowl games that happen in December -- all during the week between Christmas and New Year's -- and the Orange Bowl on January 4 (which has last pick of the BCS at-larges ... hello, Big East champ!). So you and the rest of the country can put ACC football pretty much out of your mind before the New Year, which is just the way the TV execs intended it to be.

See you all (ya'll?) in Shreveport on December 26!

It’s not a terrible bowl lineup compared to, say, the Big East, but the times are terrible. Post Jan 1, it’s the SEC and Big Ten show.

I think this is more a case of a bit of bowl fatigue. BC has been to 11 straight bowls, and when you don’t make the BCS and are basically shut out of the ACC’s no. 2 (Peach Bowl), it makes for some slim pickings when it comes to bowl destinations.

Then when they throw new bowls into the mix, it’s trading Jacksonville and San Francisco for El Paso (Juarez) and Shreveport. Not exactly the most desirable of locations for fans.

Mortgage Loans | 'Next Wave' Of Mortgage Fraud Strikes

Four Twin Cities residents face racketeering charges in what Hennepin County Attorney Michael Freeman described Wednesday as “the next wave” in housing loan rascal schemes.

The initial call entangled often subprime lenders who compulsory small or no corroboration of a home buyer’s financial information, enabling skill “flippers” to sell homes at arrogant prices to unconditional buyers who couldn’t means the housing loan payments.

This time, Freeman says, the purported frauds engage a complex equity-stripping intrigue that relied on imitate papers — inclusive skill records, college transcripts, pay stubs and even justice archives — to validate “straw buyers” for housing loan loans that compulsory endless record since they were on trial by the Federal Housing Administration (FHA).

The fraudsters even concocted a way to supply written practice verifications by at least 7 self-existent companies, Freeman mentioned at a headlines discussion in the Hennepin County Government Center. They combined a “phone tree” with a ethics that alerted them how to pick out themselves when a lender called to authorize a loan applicant’s employment, he said, indicating to a considerable blow-up of the code.

Freeman mentioned the think exchange were complex deals that took value of supplies of Minnesota foreclosure law. Many of the mortgages on the entangled properties are right away past due, and the homes are streamer for foreclosure once again or to partial sales, a routine where the housing loan hilt sells a skill for reduction than the excellent debt.

A censure filed Tuesday in Hennepin County District Court charges James Darrell Ober, 43, Wendy L. Ober, 41, both of Hudson, Wis.; Raul Burgos Pliego, 31, of Farmington; and Alejandro Sanchez, 32, moreover well known as Silverio Alejandro Sanchez Cruz, 34, of Bloomington, with a tally of racketeering. If convicted, they could face up to 20 years in jail and a fine of $1 million.

None of the defendants has been arrested. Subpoenas were released is to Obers and Pliego, and an detain aver was released for Sanchez. None of the defendants could be reached for comment.

$10 million in FHA loans

Brandon Johnson, a investigator with the Minnesota Department of Commerce insurance rascal division, summarized the scrutiny in a 23-page complaint. It summarizes 9 exchange that the defendants allegedly brokered by Franklin American Mortgage Corp. (FAMC). The defendants composed loan fad fees of $7,000 to $8,000 per transaction, and “kickbacks” on those exchange trimming from $63,000 to $157,000, for a complete surpassing $840,000, the censure says.

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